Mr. Prashant Sharma, President, NAREDCO Maharashtra
“The RBI’s decision to cut the repo rate by 25 basis points is a welcome move for the real estate sector, particularly in a high-interest rate environment where homebuyers have been feeling the pinch of rising EMIs. This rate cut will provide much-needed relief to existing and prospective homebuyers, boosting housing demand and enhancing affordability. Additionally, we expect banks to ensure swift transmission of the reduced rates to borrowers, allowing a direct impact on home loan interest rates. The real estate sector has been a key driver of economic growth, and lower borrowing costs will contribute positively to the overall industry sentiment.”
Ms. Shraddha Kedia-Agarwal, Director, Transcon Developers
“The RBI’s decision to lower the repo rate is a significant boost for homebuyers and developers alike. With affordability being a major factor in home purchases, this reduction will encourage more buyers to enter the market, particularly in the affordable and mid-income housing segments. We also hope to see a corresponding reduction in the cost of construction financing, which will help developers keep housing prices in check and offer better value to homebuyers.”
Mr. Nishant Deshmukh, Founder and Managing Partner, Sugee Group
“The RBI’s repo rate cut after a prolonged pause is a much-needed breather for the real estate sector, particularly in the premium and mid-segment housing categories. The reduced interest rates will lower borrowing costs for homebuyers, thereby increasing demand. While this is a positive development, we urge financial institutions to expedite the transmission of this rate cut to ensure that the benefits reach the end-users seamlessly. The real estate market has been witnessing strong momentum, and this policy move will provide an added boost to the sector’s growth trajectory.”
Mr. Kuldeep Jain, Founder & CEO, Build Capital
“The rate cut by RBI will ease financing costs for homebuyers while enabling developers to secure funding at better terms. This move will improve cash flows, boost liquidity, and support early-stage real estate funding. With borrowing costs reducing, we hope this signals a more accommodative stance, further driving growth in the housing sector.”
Mr. Vikas Sutaria, Founder, Irah Lifespace
“The repo rate cut is a positive move for the real estate industry, especially for segments like luxury and second homes, where affordability plays a key role in decision-making. With lower EMIs, we anticipate an increased appetite among buyers, particularly in aspirational markets such as Alibaug and Lonavala, which have witnessed strong demand for luxury homes. We look forward to banks and financial institutions ensuring quick transmission of this benefit to homebuyers, which will sustain the sector’s momentum.”
Mr. Rohan Khatau, Director, CCI Projects
“The RBI’s 25 bps rate cut is a welcome move, arriving at a pivotal moment when homebuyer confidence is on the rise and real estate investments are gaining momentum. By easing home loan EMIs, this decision will enhance affordability and encourage more aspiring homeowners to take the plunge. However, for the full benefit to reach consumers, we urge banks to expedite the transmission of rate cuts, as past hikes have not always been fully passed on.
Mr. Samyak Jain, Director, Siddha Group
“The real estate sector has been anticipating a rate cut, and this announcement by RBI is a step in the right direction. Lowering the repo rate makes home loans more attractive for buyers, especially first-time homebuyers who rely on financing. The impact of this move will be felt across all housing segments, with increased affordability and improved liquidity in the market. We expect this to accelerate decision-making for prospective buyers and further fuel the demand for housing.”
Mr. Govind Krishnan Muthukumar, Managing Director & Co-Founder, Tridhaatu Realty
“This rate cut is a relief for homebuyers and developers who have been navigating a high-interest rate environment. The impact of a lower repo rate will not only be seen in reduced home loan EMIs but also in enhanced consumer sentiment, encouraging more people to invest in real estate. Additionally, for developers, this could translate into lower project financing costs, which will help manage input costs effectively. We expect banks to pass on the benefits quickly to maximize the impact of this positive policy move.”
Mr. Abhishek Jain, COO, Satellite Developers Private Limited (SDPL)
“The repo rate cut by 25 basis points is a welcome move that will benefit both homebuyers and developers. Reduced lending rates will encourage fence-sitters to take the plunge into homeownership, thereby increasing demand. At the same time, developers will gain from better financing terms, which will help in maintaining healthy cash flows and timely project execution. We anticipate this rate cut will have a cascading effect on the sector, leading to sustained momentum in residential sales.”