By – Dilip Modi, Founder & CEO, Spice Money
“Budget 2026 clearly articulates the government’s kartavya to ensure that every family, community, and sector has access to resources and opportunities for meaningful participation in India’s growth story. The focus on scaling manufacturing, rejuvenating legacy industrial clusters, creating champion MSMEs through a ₹10,000 crore fund, and strengthening banking and NBFC frameworks reinforces the central role of small enterprises in employment generation and local economic resilience.
MSMEs provide livelihoods to millions across rural and semi-urban India, and initiatives such as mandating TReDS for CPSU purchases, improving credit flow, and reviewing the banking system for Viksit Bharat will directly strengthen their financial sustainability. The proposed Bharat Vistar platform and the broader emphasis on technology-led productivity also signal a clear intent to ensure that growth reaches farmers, micro-entrepreneurs, and underserved communities.
For last-mile fintech platforms, this budget creates a strong enabling environment to translate policy intent into on-ground outcomes by delivering credit, payments, and essential financial services to Bharat’s smallest businesses and households, ensuring that inclusion remains at the heart of India’s economic transformation.”